LOAN PROGRAMS

Fix & Flip Financing,
Funded Fast.

When you find the deal, we fund it. $75,000–$2,000,000 ($3M in CA), up to 95% LTC for experienced investors, 100% of renovation funded, and closings in two weeks or less, with 24-hour closings on our Sunbelt program.

Google
Google Rating
4.8  ★★★★★
Trusted partner
A trusted partner for modern growth
Choose Your Structure

Three Fix & Flip Structures

MCP Fix & Flip Standard

The core program for investors buying, renovating, and reselling residential property.

$75,000–$2,000,000 ($3M IN CA) · UP TO 95% LTC · 100% REHAB
Professionals reviewing real estate financing plans
MCP Fix & Flip | No Rehab

For acquisitions that need capital speed, not construction dollars; purchase-only financing.

PURCHASE-ONLY · NO REHAB DRAW · FAST CLOSE
MCP Fix & Flip | Sunbelt

A regional program built for velocity across the fastest-moving Sunbelt markets.

AZ, CO, GA, TN, TX, NC · CLOSE IN 24 HOURS
Program Highlights

Built for Investors Who Move First

No appraisal under $750K. No prepayment penalty. No waiting on a committee.

No Appraisal
Under $750K

Skip the third-party appraisal wait on smaller files and get to close faster.

No Prepayment
Penalty

Flip on your timeline. Pay the loan off the day the property sells.

100% Rehab
Funded

Your renovation budget is fully financed and released on a draw schedule.

Sunbelt 24-Hour
Close

A dedicated program across AZ, CO, GA, TN, TX, and NC for the fastest closings.

See your options without any commitment.

($3M in CA)
$50K–$2M

Loan amounts for fix & flip projects

95%

LTC

9.25%

Fixed Rates

660

Minimum FICO
Insights & Guides

Reports Worth Reading Before Your Next Flip

FREE GUIDE

The Flip Margin Worksheet

Model purchase, rehab, carry, and resale in one sheet before you commit.

FREE GUIDE

Rehab Budget & Draw Schedule Template

Build a scope of work underwriting approves on the first pass.

COMPLIMENTARY ASSESSMENT

Flip Deal Readiness Check

9 questions. An instant read on whether your file closes in two weeks.

FREE GUIDE

Sunbelt Resale Market Snapshot

Where AZ, CO, GA, TN, TX, and NC resale spreads stand this quarter.

How It Works

From First Call to Funded

Direct underwriting, clear terms, and a closing path built for speed.

01

Send the Deal

A few questions online, or call your Account Executive directly. No hard credit pull.

02

Underwriting

Our team reviews the file in-house, with no outsourced underwriting or bank committee.

03

Term Sheet

Clear, straightforward terms with no surprises at the closing table.

04

Funded

We coordinate closing, manage rehab draws, and get you funded on schedule.

See your options without any commitment.

Couldn't Find Your Answer?
Ask Our Deal Desk.

Program Questions

Frequently Asked Questions

Not on fix & flip loans under $750K, which removes both the cost and the two-week wait from your timeline.

Eligible projects can receive financing for up to 100% of the approved renovation budget, released on a draw schedule.

No. You can repay the loan when the property sells without a prepayment penalty.

Most files close in two weeks or less. Qualified Sunbelt files can close in as little as 24 hours.

Other Programs

One Lender, Every Deal Type

Bridge loan document review
Bridge Loan

$100K–$75M · up to 75% LTV

Construction finance planning meeting
Construction Loan

$75K–$75M · flexible draws

DSCR & Rental Loans

Up to $3M · no tax returns

Multifamily

$100K–$75M · up to 85% LTV

Ready When You Are

If the Numbers Work,
We’ll Make It Happen.

Get in touch with us

We respond within 24 hours

No waiting on bank committees. Submit your deal details today, and an underwriting specialist will contact you within 24 hours with actionable terms.

Google
Google Rating
4.8  ★★★★★