DSCR rental programs for 1–4 unit properties, condos, and short-term rentals up to $3M, with LTV up to 85% and no tax returns required.
DSCR rental financing for 1–4 unit properties. Qualify on cash flow, not personal income.
DSCR financing for 5–10 unit rental properties, structured for portfolio investors.
Long-term rental financing for investors with documented income across SFR, 2–4 unit, and small multifamily.
Cash-flow underwriting means your portfolio can grow without your W-2 holding it back.
Qualification is based on the property’s cash flow, not your personal income.
Short-term-rental income counts; condos and vacation rentals are eligible.
A clean, scalable structure you can use across every acquisition.
Keep more capital deployed across your portfolio instead of tied up in equity.
See your options without any commitment.
Rent, taxes, insurance, and debt service: see your ratio before you apply.
How investors add doors without personal income documentation.
Nine questions to see what your property may qualify for on cash flow alone.
How short-term-rental revenue is treated for condos and vacation rentals.
Direct underwriting, clear terms, and a closing path built for speed.
A few questions online, or call your Account Executive directly. No hard credit pull.
Our team reviews the file in-house, with no outsourced underwriting or bank committee.
Clear, straightforward terms with no surprises at the closing table.
We coordinate closing, manage rehab draws, and get you funded on schedule.
No. DSCR loans qualify on the property’s cash flow, so personal tax returns are not required.
Up to 85% loan-to-value on qualifying DSCR rental files.
Yes. Condos and short-term rentals are eligible, with property revenue considered during underwriting.
DSCR rental loans go up to $3M across 1–4 unit properties and condos.
$75K–$2M ($3M in CA) · 95% LTC
$100K–$75M · up to 75% LTV
$75K–$75M · flexible draws
$100K–$75M · up to 85% LTV
No tax returns and no employment verification. Send the property and we will run the numbers.
Submit your deal details today, and an underwriting specialist will contact you with next steps.